Victoria’s Secret Credit Card Apply – If your credit score is far from good, fair, or even bad, there’s a possibility of being approved for a credit card. Victoria’s secret credit card could help rebuild your credit history only if you intend to lay off your card balance each month which is up to $37.
Reading his article till the end will give you an insight of how the Victoria’s secret credit card works, it’s benefits, and how you can apply for the credit card.
How Victoria’s Secret Credit Card Works
Victoria’s secret credit card works at the brand’s stores and online site, also at affiliated stores like; sister companies and bath & body works. The credit card has three tiers depending on how much a cardholder spends each year, which carry different amounts of rewards and perks.
All cardholders earn a point for each $1 spent on new purchases, once a cardholder earns a certain number of points, he/she is upgraded to the next level.
Like every other branded credit cards, the Victoria’s secret credit card charges a huge amount of interest rate. Its APR was initially 27.24%, it is a variable rate which fluctuate with the prime interest rate. No interest is paid if a cardholder pays off his/her entire balance by the due date each month.
The payment due date is at least 25days after the close of each billing cycle.
Benefits Of The Victoria’s Secret Credit Card
At a glance, let’s see the amazing benefits of the Victoria’s secret credit card;
- Annual birthday gift.
- Lots of exclusive perks.
- $15 off for future purchases.
- Triple points on all bra purchases.
- Earn rewards for shopping.
If you spend much money at Victoria’s secret, the Victoria’s secret credit card is a good card to have.
What Credit Score Is Needed To Apply For Victoria’s Secret Credit Card?
The credit score needed to apply for a Victoria’s secret credit card is 640 and above, which is considered a fair credit. Though there are some reports of applicants being approved for the Victoria’s secret credit card with low credit scores, it’s best to have at least a fair credit to be on the safe side.
Apply For A Victoria’s Secret Credit Card
You can apply online at www.victoriassecret.com or ask Victoria’s secret store or pink store agents. When applying for the card, you can choose between two designs regardless of which design you choose, the card benefits are all the same.
The Victoria’s secret credit card is issued by the commenity bank and can be used at Victoria’ssecret.com. it is also accepted at bath & body works, another chain owned by Lbrands, although purchases don’t earn any or much reward points.