Your credit score should be one of the most critical financial info you should keep safe, why? – creditors and money lenders uses your credit score to determine whether you are worth lending and what kind of offer they can give you.
If you are looking for a company that offers reliable and accurate ways to get credit scores and reports, the CK is one reliable and tested company. these has been around for some years now, for many people the company is seen as a cornerstone for getting credit scores and reports.
A lot of people recognize CK maybe whole searching the internet or info about a particular credit card, but do you also recognize credit karma? – No, I guess. Well not to worry have made this article to help you understand the logic of credit karma and how reliable and accurate the site can be.
In case you don’t know, credit karma is an American multinational personal finance company founded in 2007. It is best known as a free credit and financial management platform, but it’s features also includes;
- Free tax preparation.
- Easy tools to identify and dispute credit report errors.
Credit karma operates in the U.S., U.K., and Canada. CK is a company that offers you a simple way at to get credit scores and reports from two of the three major credit reporting bureaus.
The company has about 85million members all of which can get their info free from CK official site. Wonder how CK works? CK uses the data of its users to offer the targeted ads from financial partners to make money.
How Does Credit Karma Earn Revenues?
If you ask me, I’d say that credit karma earns its revenue from money lenders, who pay the company when credit karma successfully recommends customers to lenders. CK provides free credit scores and credit reports from national credit bureaus like; TransUnion and Equifax, alongside daily credit monitoring from TransUnion.
Is Credit Karma Accurate?
CK provides you with your credit scores and credit reports for free. But how accurate and reliable is this info? Is credit karma giving you an accurate info that a money lender can access? Is it giving you what you can get outside its walls? —you’ll know about that, sit tight.
This isn’t a credit bureau, it’s only gathers info from creditors. The credit scores and reports you see CK reflects to your credit info as reported by TransUnion and Equifax credit bureaus.
These scores are not estimating of your credit rating, which makes them accurate and reliable.
CK can be your financial right-hand man.