Bank Of America Student Credit Card | Bank of America Credit Card | Bank of America

Bank of America Student credit card, comes in three forms. They are;

  • BankAmericard Cash Rewards for Students Visa
  • BankAmericard Travel Rewards for Students
  • BankAmericard for Students.

bank of america student credit card

These three cards are offered by Bank of America to students, to make their transactions with their card of choice less frustrating and more rewarding. Thus if you are a student with a Bank of America checking account, you may have to consider anyone out of these three cards on offer.

All three of the Bank of America Student credit card comes without an annual fee, thus no matter the card you choose, you are free of the hassles that come with annual fees.

Let’s take a closer look at each of these student credit cards offered by Bank of America.

BankAmericard Cash Rewards for Students Visa

Benefits;

  • Exclusive $100 cash rewards bonus, for new cardholders, who make at least $500 in purchases within the first 90 days of account opening.
  • Get 3% and 2%, on the first $1,500 in combined gas and grocery store purchases each quarter.
  • Get 1% cash back
  • Get also a 10% bonus, as you redeem your cash back into a Bank of America checking or savings account.

Fees;

  • Annual Fee – None
  • Introductory Rate – 0% on balance transfers and purchases for 12 billing cycles
  • Regular APR Rate – 14.74% to 24.74% based on creditworthiness
  • Foreign Transaction Fee – 3%.
  • Late Payment Fee – $27 ( first late payment) $38 for subsequent late payments within six billing cycles.
  • Returned Payments – Up to $27
  • Penalty Rate – 29.99% ( applies, as you make a late payment)

BankAmericard Travel Rewards for Students | Bank of America Student credit card

Benefits;

  • Elite online 20,000 bonus points, for new-cardholders, who make at least $1,000 in purchases within the first 90 days of opening an account
  • Earn 1.5 points, for every dollar spent
  • 10% bonus points, if you have an active Bank of America account
  • No caps on the number of points you can earn and your points don’t get to expire.

Fees;

  • Annual Fee – None
  • Foreign Transaction Fee – None
  • Introductory Rate – 0% for 12 billing cycles
  • Regular APR for Purchases – 16.49% to 24.49%
  • Late Payment Fee – $27 ( first late payment) $38 for subsequent late payments within six billing cycles.
  • Returned Payments – Up to $27
  • Penalty Rate – 29.99% ( applies, as you make a late payment)

BankAmericard for Students

Benefits

BankAmericard credit card offers no rewards.

Fees

  • Annual Fee – None
  • Introductory Rate – 0% on purchases and balance transfers for 15 billing cycles
  • Introductory Balance Transfer Fee – $0 for the first 60 days after account opening
  • Regular APR – 14.49% and 24.49% based on your credit rating
  • Foreign Transaction Fee – 3%
  • APR – 24.99% applies to Bank Cash Advances, which includes advances from an ATM, overdraft protection, or purchase of a money order.
  • Late-Payment Fee – $27 ( first late payment) $38 for future late payments within six billing cycles.
  • Returned Payments – Up to $27
  • Penalty Rate – 29.99% ( applies, as you make a late payment)

There!!! we present to you, Bank of America Student credit card, designed for your comfort and profiting.

Whichever of these cards you choose enables you to get the best as a student as you use the card for transactions.

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